Terrorism is a real threat to many blocks of flats and something that must be considered when insuring your block of flats.
Having a specific Terrorism Insurance policy in place for your block of flats is important as it won’t come as part of a standard flat insurance policy. Whilst your block of flats Insurance policy will protect your block against accidental and malicious damage, it will not be able to cover any damage caused by a terror act.
Note: Did you know that Terrorism cover may actually be required by your lease?
The Council of Mortgage Lenders states that insurance needs to be arranged in accordance with the requirements of your mortgage lender. In short, check your lease. It will tell you whether Terrorism Insurance cover is a requirement for your block of flats. If it is, you are legally obligated to ensure you have this cover in place each year.
The cover
The Terrorism Insurance policy offered by Flat Living Insurance will provide cover for your block of flats in the event of damage caused by an act of terror.
- 12-month policy: Simply renew each year alongside your Buildings Insurance.
- Added as an additional to your Buildings Insurance premium or sold as a separate policy if your block is insured with another provider.
- Protects your block against fire, explosion and terror damage.
Why choose us?
Specialists in the Market| Extensive Cover | 24 Hour Helpline
We provide a range of specialist flats insurance policies designed specifically for all types of blocks of flats and apartments- whether you need insurance for a purpose-built block of flats, or a building converted into a block of flats – we can provide a specialist insurance policy to suit your needs.
We want our terrorism insurance clients to feel as secure as possible, which is why we provide access to a 24-hour claims line and emergency service helpline, so you’ll never be without the support that you need.
We provide terrorism insurance for anyone who manages insurance for flats and apartments so, whether you’re a Residents’ Association, Residents’ Management Company, Freeholder, or Managing Agent, we’d love to hear from you.
How can I get a quote?
Please email [email protected] with your postcode and the Declared Value (or Sum Insured, if not stated) shown on your current insurance policy for a quote today.
