As a rule, Buildings Insurance policies generally do not protect against any damage caused by a terror attack.
To obtain this protection, we can add Terrorism Cover to your Buildings Insurance policy for an additional premium. Alternatively, we can provide a stand-alone Terrorism Insurance policy if you are insured with another insurance company.
Why is Terrorism Cover important?
Whilst terrorism is a harrowing topic, it is a real threat. Terror threat levels in the UK have been fluctuating between ‘severe’ and ‘critical’ since August 2014, with the capital and provincial cities being considered at the highest risk.
It has never been more important to be aware of how to protect yourself against the unexpected – and being aware of how to protect your home is a logical place to start.
How do I know if I need Terrorism Cover?
The Council of Mortgage Lenders states that insurance needs to be arranged in accordance with the requirements of your mortgage lender.
In short, check your lease. It will tell you whether Terrorism Cover is a requirement for your property. If it is, you are legally obligated to ensure you have this cover in place.
How do I get Terrorism Cover for my property?
Please email info@flatlivinginsurance.co.uk with your postcode and the Declared Value (or Sum Insured if not stated) shown on your current insurance policy for a quote.
