Flat Living Insurance aims to make it as easy as possible for all of our customers to take out the appropriate level of cover for their block of flats insurance.
Over our 26 years’ of experience, we have learned that sometimes you might need a helping hand when it comes to understanding the policy wording. That’s why we have put together this handy page as an overview of some of the main policies and summaries you will find across our site, together with detailed PDF documents and more.
The policies and summaries provided below are the existing versions of the products we currently use however we maintain an extensive archive of previous versions of these documents which may be relevant to you for your most recent or historic period of cover. Please contact us if you wish to have more details about a previous version of these documents and we will be happy to assist.
Allied World
Property Owners Insurance
ARAG
Legal Expenses
AVIVA
Management Liability Insurance
AXA
Blocks of Flats Insurance
- Policy Wording (Effective until 31.12.2025)
- Policy Wording (Effective from 01.01.2026)
- Claims Information
- Key Facts
- Leaseholder Policy Information
- Key Changes Summary (Effective from 01.01.2026)
Brit
Blocks of Flats Insurance
Terrorism Insurance
Intact Insurance
From 06 October, RSA became Intact Insurance, uniting under a single global brand with both the brand and legal company name changing in the UK.
Blocks of Flats Insurance
- Policy Wording (Effective for all new and renewal business for the period 01.04.2025 to 31.12.2025)
- Policy Wording (Effective for all new and renewal business from 01.01.2026)
- Policy Wording (Effective for all new and renewal business from 01.03.2026)
- Summary of Cover
- Claims Information
- Important Information for Policyholders
- Notice to Policyholders (Effective for all new and renewal business from 01.01.2026)