Insurance Policies for blocks of flats
Darren Bagnall, of Flat Living Insurance, discusses external what to consider when insuring a heritage building and why it is important. We know that the complicated language and terminology used in normal insurance policies can be a challenge to read and digest. When it comes to policies for listed buildings, the jargon is even more …
Understanding Your Listed Building Insurance PolicyRead More
Darren Bagnall, Managing Director of Flat Living Insurance explains what constitutes a “competent person” when completing health & safety assessments. Fire Risk Assessments are a huge responsibility when it comes to managing a block of flats, but the law …
Fire Risk Assessors: What Constitutes a ‘Competent Person’?Read More
Darren Bagnall, Managing Director of Flat Living Insurance explains how choosing the best protection for your property is vital and how to get the best from your insurance broker or intermediary. As a director or officer of a Residents’ Management Company (RMC) choosing the right policies for your block is essential. Your fellow leaseholders are …
Storm Ciara is expected to cost up to £200m in insurance claims, storm Dennis figures are not yet known… The last few weeks have been fraught with danger for flat owners residing close to water or in areas that have suffered from the storms. We have all been watching the news and seeing homes underwater …
Darren Bagnall, of Flat Living Insurance, discusses how health and safety measures in a block of flats should be enforced. Even with the most rigorous health and safety measures in place, accidents can still happen within your block. It’s important that, in the event of a serious incident, you know how to formally report it to …
Health and Safety Measures in My Block: Reporting Accidents and EnforcementRead More
Darren Bagnall, Managing Director of Flat Living Insurance investigates the risks to Residents’ Management Company Directors whilst performing their duties. Those who serve on a Residents’ Management Company (RMC), Right to Manage (RTM) or Residents Association (RA) committee often do so in a very selfless way. They work with the best interests of the individual …
Darren Bagnall, of Flat Living Insurance, discusses what a Right to Manage company is. Right to Manage companies give leaseholders the chance to collectively take over the management of their block of flats or apartments. According to LEASE, the Right to Manage was introduced through the Commonhold and Leasehold Reform Act of 2002, which gave …
Darren Bagnall, from Flat Living Insurance, discusses the biggest challenges the team faced throughout 2020 and what they learnt from this year. There are very few businesses who have been unaffected by the pandemic this year, and many who have suffered massively. National lockdowns and local restrictions have seen a great deal of product demand …
