Darren Bagnall, of Flat Living Insurance, discusses the impact of COVID-19 on our work environment, our homes and our mental health. The events of this year have been unlike anything we’ve ever seen in the modern day. COVID-19 has affected us all in a massive variety of ways: work-related stress, economic turmoil and the pressure …
News
How can I reduce the effects of accidental damage in my block of flats?
Darren Bagnall, of Flat Living Insurance, discusses some steps you can take to protect your property from accidental damage. Letting out your property always carries a certain amount of risk. No matter how reliable your tenants are, accidents can and do happen. However, although you most likely will have to deal with accidental damage at …
How can I reduce the effects of accidental damage in my block of flats?Read More
Rebuilding Costs: What do they really mean?
Darren Bagnall, from Flat Living Insurance, discusses why your Sum Insured value is important. Many insurance products for flats and apartments in the UK have evolved over the last twenty years, originally designed by insurers from commercial policies. Insurance protection has been enhanced over the years, but the risks faced by Residents’ Management Companies (RMCs) …
What are Major Works?
Darren Bagnall from Flat Living Insurance, discusses major works and why Section 20 is important. Major works (otherwise known as ‘qualifying works’) include any work carried out on your property which increase the cost of leaseholders’ annual service charge. Usually, these are works carried out on a large scale, and may include: Window/roof replacement Necessary …
Graffiti on flats: The writing’s on the wall
So, you get the phone call from a Mr Smith who lives in Flat 3, shouting that ‘somebody’s sprayed graffiti all over the wall again, what are you going to do about it?’ As a property manager, you need to act fast. Firstly, because Mr Smith is angry, and quite rightly so. Secondly, you need …
Employing contractors: What you need to know
Darren Bagnall from Flat Living Insurance, discusses what to think about when hiring contractors, the importance of training procedures, and the legal duties you have. Contractors often do dangerous work. That means that, no matter how experienced they are, there is always a risk of an accidents or injury taking place, not only to contractors’ …
Insurance and your lease
Darren Bagnall of Flat Living Insurance advises who is responsible for placing the property insurance and what to do if you’re not happy. The key purpose of a residential lease is to summarise the responsibilities of both the landlord and leaseholder during the lease term – this includes who and how your block’s flats insurance …
Insulation for Flats and Apartments.
You may or may not know about government grants regarding insulation within flats or apartments. And, if you’re a flat or apartment owner, you may be able to benefit. Listed below are insulation measures available. Cavity Wall Insulation Un-insulated walls can lose around a third of your heat. Properties built after 1920 usually have a …
