Sinead Campbell from Flat Living Insurance discusses the changes that have come about in ground rent and leasehold. The leasehold sector has been under close scrutiny since 2017, with a focus on protecting leaseholders from inflated costs and improving their powers of redress against freeholders. A key element of the discussion has been the restriction …
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Creating Harmonious Spaces in High-Density Living Environments
Sinead Campbell from Flat Living Insurance looks at how you can create harmonious spaces for those living in high-density environments. For leaseholders, block living can feel like close quarters. Sharing communal areas within the building, grounds, and parking areas, as well as any other shared amenities can be challenging. Small disagreements over etiquette and lease …
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Energy Efficiency and Sustainability Initiatives for Residential Properties
Darren Bagnall from Flat Living Insurance looks at energy efficiency and sustainability for residential properties. The property industry has an important role to play as we all work towards Net Zero. The residential sector is a large contributor to the UK’s emissions, but utilising available technology can give property managers and leaseholders the insight they …
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Legal Implications of New Year Leasehold Reforms
Darren Bagnall from Flat Living Insurance looks at the recent changes to leasehold legislation. With recent legislation changes announced by the Government, and rebooted Financial Conduct Authority guidelines coming into play, it’s all change for 2024. From the new year, leaseholders will be better protected, better informed, and better enabled to challenge poor practise. Here …
What is Fair Value and What Does it Mean for You From 31/12?
Darren Bagnall from Flat Living Insurance looks at what ‘fair value’ is and what it means for you from 31st December 2023. There’s a new world on the horizon for the residential buildings insurance industry. From 31st December 2023, the Financial Conduct Authority has updated its rules surrounding the treatment of leaseholders across the sector. …
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A Guide to Preventing Frozen Pipes
Darren Bagnall from Flat Living Insurance provides some guidance on preventing frozen pipes as winter approaches. Winter is round the corner and the fear of frozen pipe season is getting real. Most people will have dealt with or know someone who has dealt with the fallout from a frozen pipe that has burst. It is …
Community-Building Initiatives: Strengthening Relations to Prevent Disputes
Darren Bagnall from Flat Living Insurance explores community activities for a positive living environment and less resident conflicts. When you’re managing a residential block of flats, you will inevitably need to mediate a neighbourly dispute or two. It’s almost inevitable, what with neighbours living floor to ceiling and sharing common spaces. But what can you …
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What are Major Works?
Darren Bagnall of Flat Living Insurance gives us an insight into what major works are and the processes involved. It’s important for residents and managers of leasehold blocks of flats to understand major works and the Section 20 procedure that must be followed when high-cost maintenance or improvements are carried out. Here we’ll be explaining …