Insurance Policies for blocks of flats
Sinead Campbell from Flat Living Insurance provides an outline of the legal duties RMC directors take on when it comes to communal maintenance, lease obligations and leaseholder rights. We will also explore how non-compliance can create serious issues, and where to find help when you need it. As the voice of fellow leaseholders and custodian …
Your Legal Duties as an RMC: Communal Services and Leaseholder RightsRead More
From reviewing your lease to getting along with neighbours, Sinead Campbell from Flat Living Insurance outlines what to know before you buy, and what to do when you move in. Buying a flat in a communal building is an exciting step, but it is a little different to buying a freehold house. Leasehold properties come …
Sinead Campbell from Flat Living Insurance explores some common causes of leasehold disputes and outline effective strategies for avoiding and resolving conflict. Building and maintaining harmony between leaseholders, managing agents and Resident Management Company directors is not always easy. Living closely with others, making shared decisions and meeting financial obligations can sometimes lead to conflict. …
Sinead Campbell from Flat Living Insurance looks at how access control systems work and why they should be considered, if your block could benefit from a security upgrade. Security is a priority for leaseholders. Sharing a space with multiple residents is one thing, but the building being open to the public is quite another. Access …
Sinead Campbell from Flat Living Insurance looks at the insurance considerations for leaseholders who live in listed blocks of flats. Leaseholders residing in listed buildings face unique challenges when it comes to securing the right insurance. Unlike standard residential properties, historic buildings require specialist coverage to protect their architectural integrity while meeting modern insurance needs. …
Insurance Considerations for Leaseholders in Listed Blocks of FlatsRead More
Sinead Campbell from Flar Living Insurance explains the regulations pertaining to lifts in residential settings and outlining the steps you can take to ensure the longevity of your lift. Most block managers oversee a lift or two and will be fully aware of the issues caused by any outages. Many residents rely on lifts as …
Sinead Campbell from Flat Living Insurance explores the current difficulties, the progress made so far regarding cladding remediation and government-backed interventions, and the outlook for 2025. The UK’s cladding crisis began in 2017, with the tragic fire at Grenfell Tower. The external cladding was unsafe and massively escalated the fire which killed 72 people. The …
The Challenges of Insuring Cladded Buildings in 2024: Progress and PredictionsRead More
Sinead Campbell from Flat Living Insurance explores some of the common RTM issues you could encounter and how to overcome them. Applying for the Right to Manage your building can be a great way to take control of building maintenance and the related costs. With this option, there is no lump sum to pay as …
Common Challenges with Right to Manage and How to Overcome ThemRead More
