Darren Bagnall from Flat Living Insurance, discusses what to think about when hiring contractors, the importance of training procedures, and the legal duties you have. Contractors often do dangerous work. That means that, no matter how experienced they are, there is always a risk of an accidents or injury taking place, not only to contractors’ …
News
Insurance and your lease
Darren Bagnall of Flat Living Insurance advises who is responsible for placing the property insurance and what to do if you’re not happy. The key purpose of a residential lease is to summarise the responsibilities of both the landlord and leaseholder during the lease term – this includes who and how your block’s flats insurance …
Insulation for Flats and Apartments.
You may or may not know about government grants regarding insulation within flats or apartments. And, if you’re a flat or apartment owner, you may be able to benefit. Listed below are insulation measures available. Cavity Wall Insulation Un-insulated walls can lose around a third of your heat. Properties built after 1920 usually have a …
Would you know what to do if your block was flooded?
Flooding can happen for a variety of reasons, from burst pipes to heavy storms. No matter what causes a flood, it is essential that you are prepared should the worst happen. You may think that is only ground floor flats that may suffer from water damage but unfortunately it doesn’t stop there. You should be …
Would you know what to do if your block was flooded?Read More
Coronavirus and your business: How can the government help you?
Flat Living Insurance provides an overview of the governments support for businesses in the wake of the Coronavirus crisis. The Government have issued statements detailing the measures they are taking to assist businesses during this very difficult time. Some things to be aware of are: Coronavirus Job Retention Scheme Deferring VAT and Income Tax payments …
Coronavirus and your business: How can the government help you?Read More
Does our block of flats really need Directors & Officers Liability insurance?
Darren Bagnall, Operations Director at Flat Living Insurance, discusses why Directors and Officer Liability Insurance should be considered. This valuable cover protects the directors and officers of an RMC, Residents’ Association or RTM Company against ‘Wrongful Acts’: errors or omissions in the running of the management of the block of flats for which they are …
Does our block of flats really need Directors & Officers Liability insurance?Read More