Insurance for your block of flats is a “distress purchase”; you only need to use it when something goes wrong. So when something does go wrong, what can you do to make sure that your claim is handled promptly with as little work as possible? Prompt action is always the key and it may reduce …
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Lift Inspection and Insurance with Flat Living Insurance
Under health & safety regulations, there is a duty for Companies to ensure that their passenger lifts are formally inspected by a competent authority every 6 months. Lifts would include passenger lifts, window cleaning hoists and winches fixed to the roof of the property. A record of these inspections must be kept and a certificate …
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Overlooked flats insurance products
There are areas of optional cover that some Residents’ Management Companies (RMC) decide not to take out when they are reviewing their options for their block of flats. This can have highly detrimental effects on residents, directors, officers and landlords. A summary of the most important products which are often overlooked is shown below: Directors …
Insurance and your lease
Darren Bagnall of Flat Living Insurance advises who is responsible for placing the property insurance and what to do if you’re not happy. The key purpose of a residential lease is to summarise the responsibilities of both the landlord and leaseholder during the lease term – this includes who and how your block’s flats insurance …
How to report a claim
Flat Living Insurance explains the steps to take when reporting a claim. To notify us of a NEW claim, simply email us at info@flatlivinginsurance.co.uk or contact us on 0333 577 2044. What we will need: Photographs – The easiest way for us to understand the damage is for us to see it. Photographs are the easiest way to help …
Insulation for Flats and Apartments.
You may or may not know about government grants regarding insulation within flats or apartments. And, if you’re a flat or apartment owner, you may be able to benefit. Listed below are insulation measures available. Cavity Wall Insulation Un-insulated walls can lose around a third of your heat. Properties built after 1920 usually have a …
Would you know what to do if your block was flooded?
Flooding can happen for a variety of reasons, from burst pipes to heavy storms. No matter what causes a flood, it is essential that you are prepared should the worst happen. You may think that is only ground floor flats that may suffer from water damage but unfortunately it doesn’t stop there. You should be …
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Coronavirus and your business: How can the government help you?
Flat Living Insurance provides an overview of the governments support for businesses in the wake of the Coronavirus crisis. The Government have issued statements detailing the measures they are taking to assist businesses during this very difficult time. Some things to be aware of are: Coronavirus Job Retention Scheme Deferring VAT and Income Tax payments …
Coronavirus and your business: How can the government help you?Read More