From reviewing your lease to getting along with neighbours, Sinead Campbell from Flat Living Insurance outlines what to know before you buy, and what to do when you move in. Buying a flat in a communal building is an exciting step, but it is a little different to buying a freehold house. Leasehold properties come …
Managing Fire Doors in Residential Buildings
Property managers are responsible for ensuring that fire doors are checked and maintained. Sinead Campbell from Flat Living Insurance outlines exactly what is required for compliance, safety and peace of mind. Fire doors are a crucial part of your building’s compartmentation. When well-maintained, they seal off rooms completely, keeping smoke and fire contained for as …
Conflict Resolution in Leasehold Living
Sinead Campbell from Flat Living Insurance explores some common causes of leasehold disputes and outline effective strategies for avoiding and resolving conflict. Building and maintaining harmony between leaseholders, managing agents and Resident Management Company directors is not always easy. Living closely with others, making shared decisions and meeting financial obligations can sometimes lead to conflict. …
Access Control Systems to Improve Flat Security
Sinead Campbell from Flat Living Insurance looks at how access control systems work and why they should be considered, if your block could benefit from a security upgrade. Security is a priority for leaseholders. Sharing a space with multiple residents is one thing, but the building being open to the public is quite another. Access …
Insurance Considerations for Leaseholders in Listed Blocks of Flats
Sinead Campbell from Flat Living Insurance looks at the insurance considerations for leaseholders who live in listed blocks of flats. Leaseholders residing in listed buildings face unique challenges when it comes to securing the right insurance. Unlike standard residential properties, historic buildings require specialist coverage to protect their architectural integrity while meeting modern insurance needs. …
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The Importance of Lift Inspection and Insurance
Sinead Campbell from Flar Living Insurance explains the regulations pertaining to lifts in residential settings and outlining the steps you can take to ensure the longevity of your lift. Most block managers oversee a lift or two and will be fully aware of the issues caused by any outages. Many residents rely on lifts as …
Leaseholder Rights in Mixed-Use Buildings: Navigating the Challenges
Sinead Campbell from Flat Living Insurance looks at the challenges of leaseholder rights in mixed-use buildings. Mixed-use buildings combine residential and commercial spaces, making their needs and challenges unique. Depending on the sort of commercial activity, number of residents, expected footfall etc, each building will require different maintenance plans and approaches to service charges. A …
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The Challenges of Insuring Cladded Buildings in 2024: Progress and Predictions
Sinead Campbell from Flat Living Insurance explores the current difficulties, the progress made so far regarding cladding remediation and government-backed interventions, and the outlook for 2025. The UK’s cladding crisis began in 2017, with the tragic fire at Grenfell Tower. The external cladding was unsafe and massively escalated the fire which killed 72 people. The …
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