Insurance Policies for blocks of flats
For Residents’ Management Companies (RMCs), Right to Manage (RTM) companies, and freeholders, the obligation to insure a leasehold property correctly is a legal duty. Ensuring adequate and up-to-date buildings insurance is a fundamental part of protecting both the physical property and the financial interests of leaseholders and freeholders. Policy accuracy relies on an up to …
The Legal Duty to Insure: Are You Compliant with the Right Valuation?Read More
Sinead Campbell from Flat Living Insurance provides an outline of the legal duties RMC directors take on when it comes to communal maintenance, lease obligations and leaseholder rights. We will also explore how non-compliance can create serious issues, and where to find help when you need it. As the voice of fellow leaseholders and custodian …
Your Legal Duties as an RMC: Communal Services and Leaseholder RightsRead More
From reviewing your lease to getting along with neighbours, Sinead Campbell from Flat Living Insurance outlines what to know before you buy, and what to do when you move in. Buying a flat in a communal building is an exciting step, but it is a little different to buying a freehold house. Leasehold properties come …
Property managers are responsible for ensuring that fire doors are checked and maintained. Sinead Campbell from Flat Living Insurance outlines exactly what is required for compliance, safety and peace of mind. Fire doors are a crucial part of your building’s compartmentation. When well-maintained, they seal off rooms completely, keeping smoke and fire contained for as …
Sinead Campbell from Flat Living Insurance explores some common causes of leasehold disputes and outline effective strategies for avoiding and resolving conflict. Building and maintaining harmony between leaseholders, managing agents and Resident Management Company directors is not always easy. Living closely with others, making shared decisions and meeting financial obligations can sometimes lead to conflict. …
Sinead Campbell from Flat Living Insurance looks at how access control systems work and why they should be considered, if your block could benefit from a security upgrade. Security is a priority for leaseholders. Sharing a space with multiple residents is one thing, but the building being open to the public is quite another. Access …
Sinead Campbell from Flat Living Insurance looks at the insurance considerations for leaseholders who live in listed blocks of flats. Leaseholders residing in listed buildings face unique challenges when it comes to securing the right insurance. Unlike standard residential properties, historic buildings require specialist coverage to protect their architectural integrity while meeting modern insurance needs. …
Insurance Considerations for Leaseholders in Listed Blocks of FlatsRead More
Sinead Campbell from Flar Living Insurance explains the regulations pertaining to lifts in residential settings and outlining the steps you can take to ensure the longevity of your lift. Most block managers oversee a lift or two and will be fully aware of the issues caused by any outages. Many residents rely on lifts as …
