Insurance Policies for blocks of flats
Sinead Campbell from Flat Living Insurance, explains the perils that leaseholders and freeholders should be aware of if either chooses to neglect their maintenance or cleaning responsibilities. Leasehold properties operate under an agreement between the leaseholder and the freeholder: leaseholders own their property for a set period while the freeholder owns the building itself and …
Legal Implications of Neglected Maintenance in Leasehold PropertiesRead More
Sinead Campbell from Flat Living Insurance explains the legal implications of inaccurate reinstatement cost assessments for Residents Management Companies. Rather than basing coverage on the current market value of a property, a reinstatement cost assessment gives insurers accurate costings for the demolition, clearance and complete rebuild of a property. This figure (known as the “declared …
Legal Implications of Inaccurate Reinstatement Cost AssessmentsRead More
Sinead Campbell from Flat Living Insurance outlines what Major Works are and how they impact your insurance premium. Major works are aptly named. They often involve significant renovations or repairs such as roof replacements, structural alterations, or extensive refurbishments. They’re complex and costly, but necessary for the integrity of the building. Leaseholders must have their …
Sinead Campbell from Flat Living Insurance looks at the importance of regular maintenance for health and safety in blocks of flats and the impact on insurance. Regular and effective maintenance is the cornerstone of great property management. It is imperative for the sake of health and safety, investment protection and legal compliance. However, maintenance routines …
Renovating a historic, listed building can be tricky. Sinead Campbell from Flat Living Insurance explores how modern technology and materials can be utilised while continuing to preserve historical authenticity. Architects and the craftspeople involved have a lot to consider. Allowable materials, construction techniques, sustainability and aesthetics all come into play. Advancing technology and innovative solutions …
Innovations in Sustainable Design for Historic BuildingsRead More
Sinead Campbell from Flat Living Insurance, discusses what resident management companies can do to improve safety and security in their blocks. This will be a benefit for their own sake and that of their fellow residents. Feeling safe and secure in your home should be the expected norm. But for those living in urban areas …
Sinead Campbell from Flat Living Insurance discusses the changes that have come about in ground rent and leasehold. The leasehold sector has been under close scrutiny since 2017, with a focus on protecting leaseholders from inflated costs and improving their powers of redress against freeholders. A key element of the discussion has been the restriction …
Sinead Campbell from Flat Living Insurance looks at how you can create harmonious spaces for those living in high-density environments. For leaseholders, block living can feel like close quarters. Sharing communal areas within the building, grounds, and parking areas, as well as any other shared amenities can be challenging. Small disagreements over etiquette and lease …
Creating Harmonious Spaces in High-Density Living EnvironmentsRead More
